When a storm comes around your neighborhood and it’s pretty severe, the accompanying potential for home or roof storm damages can be pretty disorienting. Depending on the type of inclement weather that was inflicted in your area, be it a tornado, hurricane, thunderstorm etcetera, it’s essential that you take the necessary measures in investigating your home for possible damages. It’s best in these types of situations to think calmly and look for logical and pragmatic solutions for your roof repair. If you process to get the process started, make sure to document any problems that you notice so you can provide your insurance and subsequent roofing contractors with knowledge prior to fixtures.
What is storm damage?
Storms can inflict damage on homes and roofs with heavy rain, hail or forceful winds. Thunderstorms, for example, have a straight-line burst of wind. So when wind speeds reach 50-60 mph, that’s when you’ll start to see roof storm damages from phenomena such as power lines coming down, blowing debris and trees falling.
How do you know if your roof is damaged?
Most damages can be pretty obvious, however, some cases can’t be seen by the naked eye. For example, some roofing material may fall into a dip or bend that you won’t be able to detect unless you climb a ladder and go up on your roof. To avoid unnecessary health risks from a slippery roof after a storm, it’s probably best to contact your local roofing service for a roof inspection. If you would like to take a look around on your own before, then here’s how to tell if a roof has storm damages:
Besides the obvious tree on your roof or gaping holes, there are some storm damages to a roof
that may require personal investigation or professional inspections. When a strong wind comes down, any tree branches that weren’t trimmed away from your roof from before can likely beat and scrape on your roofing material. Take a walk outside and look around the ground from the outside of your home to see if any shingles, fascia or metal pieces have been blown off. When looking up on the roof, if you see any of these materials lying where they shouldn’t or see any exposed shiny metal flashing on your roof, then this is also a sign that shingles have been torn.
If you’re able, also assess the condition of other roofing parts such as outer edges, angles, valleys, damaged exhaust pipes or loose gutters. To assess for water damages, you can check your attic for any outside light coming in which is a sign of exposure to the elements. Prolonged water infiltration may have mold or mildew present or you may also see waterlogged wood. Inside the rooms of your home, there may be water stains on the ceilings or walls if leaks are present. To avoid any compromises to the integrity of your roof, it’s best to rely on roof repairs and replacements services after a thorough inspection. (Water leak detection in Canton, GA)
Can small hail damage a roof?
Small hail less than an inch thick can damage roofing material such as asphalt roofing. With Impact resistant shingles you will be able to avoid damages associated with various sizes of hail. If hail has been prevalent in the storm than you may see dimples on your roofing material or the siding of your home which may require hail storm roof damage repair.
Is roof damage covered by insurance?
Roof damages can be covered by your insurance depending on your policy terms. Some factors that may determine your eligibility is your roof’s age, where you live and other such precedents. All in all, typically insurances will cover inclement weather damages as they are unpreventable reasons. Other unpreventable damages that insurances tend to accept are fire damages or acts of vandalism. When making your roof storm damage insurance claim, your insurance may or may not require you to contact a roofing contractor for inspections. Make sure that you or your inspector are taking pictures of the damages for your claim and personal records.
Is replacing a roof covered by homeowners insurance?
Roof replacement with homeowners insurance is covered under the all-peril policy with either partial or full replacements depending on the insurance. This policy typically accepts replacements regardless of your home’s age, the only precedent is that damages must be the result of an act of nature. However, if your roof has exceeded its intended life span than replacements are the responsibility of the homeowner as it now falls under general maintenance.
For roof storm damage repairs in Suwanee and Atlanta, GA call (470) 361-2210 with SimpliRoofing!